Client Holiday Travel Insurance

Key Features

It protects you in the event you:

Cancel your holiday: Pays the cancellation cost of your holiday should you need to cancel your trip, cancellation being unavoidable and due to an event beyond your control. (Cancellation section)
Become unwell while on holiday, or need to return home earlier than planned: Provides for incurred medical expenses while abroad and repatriation expenses whether in the UK or overseas. (Emergency Medical & Other Expenses)
Need Emergency Medical Assistance during your trip: Gives you access to trained medical professionals to provide immediate assistance 24 hours a day/365 days a year. (Emergency Medical & Other Expenses)
Loss of or if you find your luggage damaged: Covers accidental loss, theft of or damage to your luggage and personal money during your trip. (Personal Property)

These are just some of the benefits your policy provides.

Level of Cover	Up to	Excess
Cancellation and Curtailment/ Loss of Deposit	£1,500	Holidays less than 3 days – Nil Holidays 4 days plus - £15
Travel Delay and Disruption -Delay -Abandonment after 12 hours -Missed Departure	£20 per 12 hours (max £60) £1,500 £100 UK/£300 EU	Nil As Per Cancellation Nil
Emergency Medical and Repatriation Expenses – Hospital confinement benefit UK -Hospital confinement benefit outside UK -Funeral expenses and body repatriation -Emergency dental treatment -Taxi fares	£2,000,000 EU/ £1,500 UK Only £10 per 24hrs (max £100) £15 per 24 hrs (max £300) £5000 EU/ £1,500 UK Only £250 £1,000	£35 Nil Nil £35 £35 £35
Personal Accident -Death (aged over 18) -Death (Under 18) -Death (aged 70 or over) -Permanent total disablement -Loss of limb(s) or total and irrecoverable loss of Sight	£15,000 £1,000 £7,500 £15,000 £15,000	Nil
Personal Effects and Money -Single Item limit -Valuables limit -Personal Money -Cash -Loss of Passport/travel documents	£1,500 £200 £400 £200 £200 (£50 under 18) £200	£35 £35 £35 Nil
Luggage Delay	£50 per 12 hrs – (minimum 12 hours – max £100)	Nil
Personal Liability	£2,000,000	Nil
Legal Costs and Expenses	£25,000	Nil